Square Houses
In order to get the most amount of square-footage under-roof, while paying the least you can manage for siding, etc. is to make the building square. So I spent a while messing around with ways to lay out a square (near-cubic) house of various sizes.

Here are thumbnail sketches I came up with. Since I work in fatbits, these are 2 pixels/foot.

12x12 I was a bit surprised by how livable a space you can construct in a 12x12x12'box. You do have to make really efficient use of your overhead. This design assumes a fixed ladder (on the bed side) and a rolling ladder on the kitchen side.

16x16 This design has a center pillar, which isn't strictly necessary. Getting rid of it and using heavier floor joists for the 2nd floor makes it much less awkward. It uses a gambrel roof mostly because the extra space on the upper floor (if you use straight walls) doesn't really buy you much ectra function, and because the thing would be awfully damn ugly, otherwise.

20x20 Two bedrooms, which in my estimation makes this the first thing that can really be plausibly called a "house". In order to make the two bedrooms, I had to reduce the walking space between the beds and walls to as little as 30" in spaces. This is workable, but cramped. I usually like to be at 36" or more. The 20x22 foot variation of this, (lengthening the house by 2') produces a design that makes me much happier.

24x24 Now we've got enough breadth to actually use the attic space effectively. We're also into the range where zoning ordinances about height above grade can start to be a problem. I'd actually be tempted to leave the attic space open, and stick with three somewhat cramped bedrooms on the second floor. Note the unevenly spaced posts holding up the center-beam. The kitchen is now an actual separate room.

28x28 the masterbedroom now has its own bathroom, and the upstairs hall is big enough for loitering, and to keep people from banging elbows.

32x32 Two smaller rooms in opposite corners as offices/parlor/den, with the kitchen-dining and family/playroom diagonally the other way. There are enough bedrooms now so that some of them could be combined into larger spaces, and/or commandeered for other purposes.

36x36 We're now ranging into the ridiculously large category, with over 4000 sqft of usable space. Most of the "bedrooms" are arranged in pairs so that they can be used a suites, and this is the first time I designed in a basement. THe roof design isn't quite a cross-gable, it's just got two very large dormers. The main roof could be gambrel or gable, depending on esthetics and any local height restrictions. (Gambrel roofs are great for dealing with the discovery that your house is a few feet too tall.) This is also the first time There's been enough space to put in a for-real chimney stack.

I may (or may not) go back and clean up the sketches, or put links to bigger diagrams. If anyone feels like swiping these diagrams as the basis for designs of their own, feel free, but be aware that I am neither trained nor liscenced as an architect, engineer, or design professional of any kind.